Qualifying Payments
In order for your payment to count as a “qualifying payment,” it must meet the following requirements:
- Made after October 1, 2007
- Wasn’t received more than 15 days after the due date
- Covered the full amount due that month
- Paid under a qualifying repayment plan
- Made while you were a full-time employee of a qualifying company
Note: Your payments do not have to be consecutive. Also, if your required payments are “$0” under an Income-Driven Repayment Plan, you do not have to make a payment and it will still be counted as a qualifying payment for that month.
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